Is Homeowners Insurance Mandatory?

Homeowners Insurance is not always mandatory, unlike Car Insurance. With homeowners insurance it depends.

I always recommend you buy home insurance...

If you are getting a mortgage on your house, the lender on that house will require you to get Homeowners Insurance. On the other hand, if you pay cash for your home you are not required by law to carry homeowners insurance. I always recommend you buy home insurance because there are always other things on your home insurance policy that you might need such as if someone trips and falls and you get sued; you need home insurance. If you want to talk to a Hannigan Agent we can get that settled for you for your closing, it only takes 10 minutes or less, just give us a call.

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