What Does It Mean To Have a Lapse In Coverage?

When someone wants to get a car insurance quote we always ask if they are currently insured, or if they have recently had a lapse in coverage. Many times insurance providers will not even allow us to quote someone if they have had a lapse in insurance coverage for more than 6 months.

If you are not considered Currently Insured you will... limit the amount of providers you can choose from.

One must be continuously insured for at least 6 months in order to state that they are indeed Currently Insured.

If you are not considered Currently Insured you will most likely be subject to down payments and will limit the amount of providers you can choose from. The good news is though that once you have had that initial policy for 6 months, then we can transfer you into a Preferred Market essentially lowering your rates in half!

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