Hannigan Insurance Agency
"Changing Lives... one policy at a time!"


Frequently Asked Questions

Is this a Pyramid?

No, In Fact , Robert Kiyosaki, Best Selling Author (Rich Dad, Poor Dad) said: "Network Marketing Organizations are recognized by many to be the fastest-growing business model in the world today.

In reality, the biggest pyramid scheme in the world is the traditional business corporation., with one person at the top and all the other workers below (sound familiar?)"

  • The Direct Selling Business Model has been around for more than 100 years.
  • It generates almost $30 Billion per year in revenue in the United States alone and more than $100 Billion worldwide.

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Who do I offer the auto & home insurance to?

This business provides a freedom for you to tell anyone you come into contact with about Hannigan Insurance. During your training, you will be encouraged to develop a contact list of people you already know. From this original list, you can expand your contact list by asking each person ( whether they buy an insurance policy from you or not) for the names of 3 other people they know who might be interested in saving & making money with Hannigan Insurance. Every time you approach one person, you have the potential to walk away with 3 new leads!

Just tell them: "Hey, I'm expanding my business in the area and I'm looking for some sharp people who are looking to make a 2nd source of income....do you know of anybody like that?"

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Do I have to quit my current job?

NO. This is your business; you choose what time and effort you have to dedicate to your success. It is possible to work smart and make the most of the time you have. Training will be provided to show you how. You can dedicate as much, or as little time as you determine is necessary to achieve your specific goals.

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I have referred people in the past to Hannigan, do these people count in my network of policyholders?

Unfortunatley they do not , the Hannigan Turn-Key Marketing Associate opportunity was approved and launched effective June 1st, 2007. We have made a substantial investment into the finest state- of -the art tracking system for managing your Home-Based Business and the accounting cycle for bonuses begins on 06/01/2007.

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Do I have to be an expert Salesperson?

NO, you are not selling anything, as a Hannigan Independent Marketing Associate you are just sharing our products and services just as you would tell a friend about a great restaurant , you are now just getting paid for your efforts in sharing our great business with others!

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Will the $59.95 Initial Enrollment Investment ever go up?

Yes, as we grow the value of the Hannigan Franchise will increase. Therefore, you have the opportunity to get in Now! Just think if you had a chance to buy a McDonalds franchise in 1955 for $1,000. For just a small investment in a Hannigan Personal Franchise (HPF) of $59.95 , you now have a chance to make over $800,000 year without risk! The Time to invest is NOW!

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How can Hannigan afford to pay this much money to me for just referring and sharing their great insurance products and services with everyone I know?

To be honest, we get this question all the time - and I'll give you the secret answer you won't ever hear on Fox 2, CBS, and ABC, WWJ-950 AM Radio or any other media outlet, that's because the radio and TV stations make their money from paid advertisers. Well guess what? Just because a company advertises their products or services on TV or Radio does not mean they have your best interest at heart, or offer the greatest value for you and your family.

I'll let you in on another secret... Hannigan Insurance does not spend a single dime with CBS, NBC, or ABC or any other affiliate networks or radio stations.

Why not you may wonder?

Because it costs millions of dollars to market that way and you know where GEICO, State Farm, Allstate, etc. get all their marketing dollars from?......You guessed it;

From over-charging customers like YOU higher insurance premiums, to pay for the cost of their marketing- All designed to increase their market share and pocket books!

What does that do for YOU and YOUR Family?

You guessed it again... Nothing, except for higher insurance premiums.

That is why Hannigan Insurance's unique distribution model markets thru its exclusive network of Independent Marketing Associates. This allows us to have virtually zero marketing expenses and guess what we do with the savings in our budget?....

That's right, We pass it on to our loyal network of Associates in the form of bonus checks! This way when we make money, you make money! It truly is a win-win relationship!

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How soon am I covered?

Most policies are effective immediately after we process your application.

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What states does Hannigan cover?

The initial roll-out state selected is Michigan. With Plans to expand into Ohio, Indiana, Illinois, Wisconsin, and New York by 2010.

US Map

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Who is the "Prototype" Hannigan customer or who should I be looking for to join my network as a Business Partner?

  • Homeowners are the best Business Partners for your network
  • People with families that want to make extra income
  • Business Owners
  • Individuals who value and need the counsel of a Licensed Insurance Agent.

Remember...the hidden secret to building wealth is owning a business that produces residual income where you are making money while you sleep. Therefore, you want business partners in your network that will pay their insurance on time so you can earn the maximum residuals year after year.

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Do I have to be a "Current" Hannigan Insurance Customer in order to receive my bonus checks?

YES. In order to qualify for your bonus checks you must maintain at least one insurance policy within your household with Hannigan and it must be in good standing. (Note: Businesess and Corporations are exempt from this requirement)

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How will Hannigan know when I referred someone, or How do you keep track of referrals.

There are 3 ways we track the source of your referral:

  1. When your prospect clicks on your text e-mail or Banner Ad to get a quote on their auto & home insurance a "cookie" is stored that tracks your Associate ID #.
  2. Your prospect visits your dedicated website directly. (ie. www.hanniganinsurance.com/16640
  3. Your prospect calls our office directly and gives one of our Licensed Insurance Agents your Associate ID # to get coded in our computer system.
  4. Using Hannigan's Web-based technology, you can track the sales you are earning in real-time for Yourself. In addition to tracking sales, you can also keep track of people who received quotes but have not yet purchased the insurance yet. (Making the follow up process completely seamless and automated). Also, you can track the performance of specific links. This helps you monitor which links are driving the most sales for you, ultimately enabling you to optimize your performance.

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I don't know 20 people, will I still be able to make money?

YES, absolutely. With Hannigan's unique distribution plan. You do not have to know anybody just a willingness to help us spread the word about our insurance services.

  1. We have marketing systems to help you grow your business and get the word out to people. Remember: Insurance is a product everyone already has, it s just a question of where they buy it from-Why Not from YOU!
  2. The 20 people was just an example of the Power of Distribution and compounding. You can sponsor only 10 people and still make a substantial residual income.

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How good are the Insurance Providers?

Only quality insurance carriers are considered to become Hannigan Insurance providers. Through rigorous screening processes and continual quality control efforts, we ensure our poliyholders are treated with respect and professionalism. We want you to keep your insurance with us and will do everything we can to prevent cancellations due to bad service!

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How does this Business Work?

A day in the life of a Hannigan Independent Marketing Associate.

This business has been designed so that ANYONE with a sincere desire for success can do it - regardless of background or experience.

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What if I don't have a sales background?

This is a business about "showing", not selling. Marketing Hannigan Insurance is about sharing our quality auto & home insurance with those you talk with everyday. Hannigan's unique business model of distributing insurance is a brand new concept, as a Hannigan Independent Associate, you'll more than likely find your efforts directed more at educating and explaining the service rather than convincing people to buy something they feel they may not need.

Regardless of your background or education level, this is an opportunity and business that can work for you if you're willing to commit to it. Hannigan Independent Associates come from all walks of life and professional backgrounds...

  • Education Professionals
  • Real Estate Agents
  • Small Business Owners
  • Direct Sales
  • Advertising
  • Engineers
  • Mortgage Brokers
  • Credit Unions
  • Accountants
  • Law Enforcement
  • Printing
  • Architects
  • Stay -at Home Parents
  • Postal Employees
  • Dentists
  • Chiropractors
  • Students
  • Retirees
  • And Others

As a Hannigan Independent Marketing Associate (HIMA), you're backed by a company whose family of companies have over 91 years of experience and listed on the New York Stock Exchange.

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Will I receive support and training?

YES! Our Certified Field Training program is designed to give you "hands on" experience in learning how to market and share the opportunity with others.

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What would I actually be doing?

A number of marketing options are available to fit your lifestyle and schedule, but in a nutshell:

  • You tell others about the Hannigan Insurance Products. Hannigan offers a variety of sales aides and training to help you become comfortable presenting the product and sharing the Business Opportunity.
  • You show others how to get a quote by contacting Hannigan Insurance on-line or over the phone.
  • They Buy the insurance and you get paid... it's that simple!
  • You share the Business Opportunity. Show them how easy it is to create an unlimited passive income by becoming a Hannigan Independent Marketing Associate and build your team and start receiving monthly override checks, 4-tiers deep!

This Business will give you security and peace of mind, and the opportunity to change peoples lives...

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When can I actually start making money?

After completing our on-line enrollment Form , you will instantly receive an Associate ID # and password that you can use to start promoting our auto & home insurance and start receiving bonuses when the people you refer purchase their insurance.

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How do I become an Independent Marketing Associate?

You Can:

If you have any further questions, please call the person who shared this opportunity with you and they will be happy to help you get your business off the ground quickly!

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What does it cost to start?

How much would it cost to start your own business?

The income potential is unlimited when you start your own business with Hannigan Insurance. Looking at starting a traditional business and the advantages of a Hannigan Insurance business, which would you rather do?

The Investment is $59.95 to start your own business with Hannigan Insurance. This includes:

  • Sales aids and materials to help you get started immediately.
  • A website with on-line quoting and recruiting sign-up capabilities.
  • A personal hanniganinsurance.com e-mail address
  • Certified Field Training.
  • Support from those on your team.
  • Home office support via our Marketing Services Team.
  • On-line Genealogy (organization) reports
  • Access to a wide range of marketing supplies.
  • Online Marketing Services such as Banner Ads and e-mail text links
  • Complete 24 hours /7 days a week on-line access to your private Business Office.
  • Policy Tracking Database to manage your Network of policyholders and Team Members.

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What if this doesn't work out?

You're doing research now by learning about what this opportunity is all about. If you decide to invest $59.95 into your future, we believe we can provide you with a legitimate opportunity to make a living while making a difference.

However, consider this: If this were a large franchise offering an opportunity to own your own business, you might consider it. If it cost $249,000 to start, you'd have to ask yourself, "What if it doesn't work?".

At just $59.95 to start your Hannigan Insurance Business, most people ask themselves, "What if this DOES work?" It's not by luck that you will succeed at this business. If you work your business as if you've invested $249,000, you can succeed by your efforts and the proven business model presented to you through our training and support.

In addition, Your Full Investment of $59.95 is backed by Hannigan's risk-free money back guarantee!

(If after 1-Year of following our proven marketing systems for generating happy & loyal personal insurance clients, you are not earning at least $500 per year, then you may request a complete 100% refund of your investment, and keep all of the marketing materials we have given you as a free gift - no questions asked!)

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Should I start part-time or full-time?

This is entirely up to you. Do you want to build a small part-time supplemental income, or are you looking for something to replace your current career? In this business, success is determined by your dedicated effort. You can dedicate as much, or as little time as you determine is necessary to achieve your specific goals.

I am interested... I want to sign up now!

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Do I have to know anything about how to sell auto & home insurance?

No, You just tell people to call Hannigan Insurance for a quote on their car and home insurance and Our Team takes over and closes ALL sales for YOU and does all the service work as well....you just deposit your bonus checks, it's that simple!

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When and how do I get paid?

Hannigan Insurance manages payment of bonus checks and overrides thru its state of the art on-line Affiliate Manager System. Payments are issued monthly. Hannigan's proprietary computer system allows them to pay bonuses in a faster and more efficient manner. An Associate can receive a check in the mail or sign up for FASTPAY and receive their bonuses via electronic wire transfer (available thru PayPal only). Ongoing program maintenance is easy - you can track the money you're earning online in real-time!

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How can I track how much money I'm earning?

Using Hannigan's Web-based technology, you can track the sales you are earning in real-time. In addition to tracking sales, you can also keep track up people who received quotes but have not yet purchased the insurance yet. Also, you can track the performance of specific links. This helps you monitor which links are driving the most sales for you, ultimately enabling you to optimize your performance.

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Who do I contact if I have questions about the program or becoming an Independent Marketing Associate?

All questions regarding the program should be directed to your sponsor or by e-mailing: support@hanniganinsurance.com

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